Subscription Agreement

This Agreement is between you (the "Subscriber") and Realtors' Practice (the "Operator"). In this Agreement:

Plan

A paid tier you select on the platform, with the entitlements set out for that tier.

Billing cycle

The monthly or annual period for which fees are charged.

Verification credit

A single unit of the verification service redeemable against one listing or document set.

Advisory hour

A 60-minute block of analyst time on acquisition, disposal, development, or investment advisory.

Plans are available for Agents, Agencies, and Developers. Each tier sets:

• A monthly or annual fee.
• A number of promoted listings per billing cycle.
• A pool of verification credits.
• A pool of advisory hours.
• Access to market reports for the Lekki–Epe corridor at the cadence stated on the tier.

The current entitlements per tier are displayed on the pricing page and may change with 30 days' notice.

Your subscription starts on the date your first payment clears and runs for the billing cycle you selected. Subscriptions auto-renew at the end of each cycle unless you cancel.

You can cancel at any time from your account. Cancellation takes effect at the end of the current cycle; you retain access to your plan's entitlements until then. We send a reminder email at least 7 days before each auto-renewal.

Fees are stated in Nigerian Naira (NGN) unless we explicitly invoice in another currency. Payments are processed by Paystack or Flutterwave; we do not store full card details.

Quoted prices are inclusive of applicable VAT unless stated otherwise. We issue an electronic receipt for every successful charge.

Promoted listings boost a listing's visibility in search and category browsing. Fair use:

• One promotion per listing at a time.
• No duplicate or near-duplicate listings created to multiply promotion slots.
• Promoted listings remain subject to all the listing-rules in the Terms of Service — accuracy, ownership, original photography.

We reserve the right to pause a promotion that breaches these rules without refunding the slot.

Each verification credit covers one listing or one document set. Verification is a professional opinion on title, ownership, and document chain-of-custody — it is not legal advice.

Unused credits roll over once — into the immediately following billing cycle — and expire at the end of that period. Credits are non-transferable between accounts.

Advisory hours cover analyst time on acquisition, disposal, development, and investment questions in the Lekki–Epe corridor. Scope is agreed before each engagement; deliverables are research notes, comparables packs, and structured opinions — not formal valuations or legal advice.

Unused advisory hours expire at the end of the billing cycle. We will flag a low balance two weeks before expiry so you can schedule.

We can suspend or terminate a subscription without refund for material breach of the Terms of Service — false listings, abuse of the rating system, fraud, or any conduct prohibited by the acceptable-use clause. Where possible, we issue a written warning first.

Refunds are limited to:

• A platform-side failure to deliver a paid entitlement within the agreed window.
• A duplicate charge or an obvious billing error.
• Statutory rights you hold under Nigerian consumer-protection law.

To request a refund, write to billing@realtorspractice.com within 14 days of the charge. Approved refunds are processed back through the original payment method.

We can change the plan entitlements, fees, or this Agreement on 30 days' notice. Material changes are sent to you by email and surfaced inside the platform before they take effect. If you do not accept the change you can cancel before it applies.

On termination your paid entitlements end at the end of the current billing cycle. Your account otherwise remains usable on the free tier; your published listings either remain (free tier) or revert to draft (paid-only listings), depending on the plan you held. Data retention follows the schedule in the Privacy Policy.